Are Virtual and Physical different Debit cards?

The Ugami Debit Virtual and Physical debit cards serve the same purpose of making payments, with one minor distinction between them – virtual cards are mostly intended for Pay (s) use and online purchases, while physical cards can be used in person as well, including ATM. Worth noting that both are linked to the same […]

Will my funds be FDIC insured?

Yes, your account is entitled to up to $250,000 of pass-through deposit insurance coverage from the FDIC through our Debit Card issuing bank, Blue Ridge Bank

How can I add money to my account?

To enjoy all the benefits that come with being an Ugamer, you’ll want to add money to your Ugami account to use your cards and earn rewards. You’re able to add money to your account in several ways, one of the easiest being to set up a direct deposit with your employer or a similar […]

Do you earn cash back with the Ugami cards?

Yes. We are working to get the cash-back feature available. In the meantime, Ugami cardholders will have the opportunity to earn Ugipoints and redeem them for the wide variety of products available in our Ugami Store. To find out all the different ways you can earn Ugipoints, visit our store.

Where is the Ugami card accepted?

Ugami cards can be used almost* anywhere Visa is accepted, online and in-store. Ugami cards may also be used internationally in over 150+ countries, with no foreign transaction fees.

How much does it cost?

Zero! Zip! Nada! Absolutely nothing! The Ugami Debit Card will not charge any monthly, overdraft, minimum, or service fees. We do charge one fee of $2.50 if you get cash from an out-of-network ATM that is not part of Ugami’s fee-free network of 55,000+ ATMs. To learn how to check which ATMs are within our […]

Can I sign up for a joint account?

We offer personal debit accounts for individuals and, in the near future, teen accounts that allow parents or legal guardians to sign up their teens for a personal debit card and managed checking account. Debit accounts can be boosted and earn 4X the rewards rate.

What do I need to sign up?

Basic information needed to verify your identity and sign up for an account includes: Email address Mobile phone number Legal first and last name Mailing address Date of birth Social Security number (SSN)* *For more information on why we ask for your SSN, learn more about the U.S. Patriot Act here.

Is there a minimum age?

You need to be 18 years old or older to use the Ugami credit card. However, teens between the ages of 13 and 17 will be able to use our Ugami debit card through a teen account that allows parents or legal guardians to sign up their teens for a personal debit card and managed […]