Ugami Giveaways/Promotions – Terms and Conditions
Ugami is a financial technology company and is not a bank. Banking services are provided by Blue Ridge Bank, N.A., Member FDIC. Deposits are FDIC insured through Blue Ridge Bank, N.A., Member FDIC. The Ugami Visa Debit Card is issued by Blue Ridge Bank, N.A., Member FDIC, pursuant to a license from Visa USA Inc. Your funds are FDIC insured up to $250,000 through Blue Ridge Bank, N.A., Member FDIC.
Ugami will run monthly giveaways or promotions for the Ugamers to win different prizes or bonuses. In order to participate, the user needs to be 18 years of age or older as of the date of entry if Ugami does not advise otherwise.
The giveaways/promotions are only open to legal residents of the United States and are void where prohibited by law. Employees, independent contractors, interns, officers, directors, and agents of Ugami, their respective affiliates, subsidiaries, advertising and promotion agencies, suppliers and their immediate family members and/or those living in the same household are not eligible to participate in the giveaways/promotions.
The giveaways/promotions are subject to all applicable federal, state and local laws and regulations. Void where prohibited. Agreement to Rules: By entering the Sweepstakes, the contestant (“You”) agree to comply with and abide by these Rules and the decisions of the Sponsor, and you represent and warrant that you meet the eligibility requirements. In addition, you agree to accept the Sponsor’s decisions as final and binding as it relate to the content of this campaign. Entrants should look solely to the Sponsor with any questions, comments, or issues related to the Sweepstakes.
The duration of time will be specified in the promotional images and communications sent to the users, as well as the time when the winner can expect to receive the prize or bonus.
1) How to enter
The giveaway/promotion must be entered by following the steps specified in the promotional images and messaging shared via social media or communications (emails, in-app, push notifications). The entry must fulfill all requirements of the Sweepstakes, as specified, to be eligible to win a prize. Entries that are incomplete or do not adhere to the rules or specifications of the Sweepstakes may be disqualified at the sole discretion of the Sponsor.
You must provide the information requested. You may not enter more times than indicated by using multiple email addresses, identities, or devices in an attempt to circumvent the rules. If you use fraudulent methods or otherwise attempt to circumvent the rules of the Sweepstakes, your submission may be disqualified at the sole discretion of the Sponsor.
Prizes will be specified in the promotional materials shared via social media or communications (emails, in-apps, push notifications). The specifics of the prize shall be solely determined by the Sponsor. No cash or other prize substitution shall be permitted except for at the Sponsor’s discretion. The prize is non-transferable. Substitution of the prize or transfer/assignment of the prize to others or request for the cash equivalent of the prize by the Winner is not permitted. Any and all prize related expenses, including without limitation any and all federal, state, and/or local taxes shall be the sole responsibility of the Winner.
Acceptance of the prize constitutes permission for the Sponsor to use the Winner’s name, likeness, and entry for purposes of advertising and trade without further compensation, unless prohibited by law. Odds of Winning: The odds of winning depend on the number of eligible entries received.
2) Current promotions:
2.1) Tax time = WIN TIME. 1,000,000 Ugipoints to giveaway!
The promotion will run from February 1 until April 30, 2024. It’s almost that time of the year when your tax refund check will arrive, and you will have to make some decisions, BUT we will make it easier for you. Use your Ugami account to get your TAX REFUND and get the chance to win up to 500,000 UP!
- Put your Ugami Account info while filling in your tax refunds
- Get your tax refund deposited into your Ugami account
Prize:
- 500,000 UP
- 250,000 UP
- 100,000 UP
- 50,000 UP
- 40,000 UP
- 25,000 UP
- 15,000 UP
- 10,000 UP
- 5,000 UP
- 5,000 UP
Winners will be randomly selected.
3) Winner Selection and Notification
The Winner will be selected under the supervision of the Sponsor. The Winner will be notified within 7 days of the winner’s selection. The Sponsor shall have no liability for a Winner’s failure to receive notices due to spam, junk e-mail or other security settings or for a Winner’s provision of incorrect or otherwise non-functioning contact information. If the Winner cannot be contacted, is ineligible, fails to claim the prize within 7 days from the time award notification was sent, or fails to timely return a completed and executed declaration and release as required, the prize may be forfeited and an alternate Winner selected.
Receipt of the prize offered in this campaign by the Winner is conditioned upon compliance with any and all federal, state, and local laws and regulations. Any violation of these official rules by the Winner at the Sponsor’s sole discretion will result in the Winner’s disqualification as winner, and all privileges as winner will be immediately terminated.
4) Rights Granted by the Entrant
By entering this content (e.g., photo, video, text, etc.), You understand and agree that the Sponsor and anyone acting on behalf of the Sponsor or its respective licensees, successors, and assigns shall have the right, where permitted by law, to print, publish, broadcast, distribute, and use in any media now known or hereafter developed, in perpetuity and throughout the World, without limitation, your entry, name, portrait, picture, voice, likeness, image, statements about the Campaign, and biographical information for news, publicity, information, trade, advertising, public relations, and promotional purposes without any further compensation, notice, review, or consent.
By entering this content, you represent and warrant that your entry is an original work of authorship and does not violate any third party’s proprietary or intellectual property rights. If your entry infringes upon the intellectual property right of another, you will be disqualified at the sole discretion of the Sponsor. If the content of your entry is claimed to constitute infringement of any proprietary or intellectual proprietary rights of any third party, you shall, at your sole expense, defend or settle against such claims.
You shall indemnify, defend, and hold harmless Ugami from and against any suit, proceeding, claims, liability, loss, damage, costs or expense, which Ugami may incur, suffer, or be required to pay arising out of such infringement or suspected infringement of any third party’s right.
5) Terms and Conditions
The Sponsor reserves the right, in its sole discretion, to cancel, terminate, modify, or suspend the Sweepstakes should virus, bug, non-authorized human intervention, fraud, or other cause beyond the Sponsor’s control corrupt or affect the administration, security, fairness, or proper conduct of the Sweepstakes. In such cases, the Sponsor may select a winner(s) from eligible entries received before and/or after the action taken by the Sponsor if appropriate.
The Sponsor reserves the right at its sole discretion to disqualify any individual who tampers or attempts to tamper with the entry process or the operation of the Sweepstakes or website or violates these Terms & Conditions. The Sponsor has the right, in its sole discretion, to maintain the integrity of the Sweepstakes, to void entries for any reason, including, but not limited to: multiple entries from the same user from different IP addresses; multiple entries from the same computer in excess of that allowed by Sweepstakes rules; or the use of bots, macros, scripts, or other technical means for entering.
Any attempt by an entrant to deliberately damage any website or undermine the legitimate operation of the Sweepstakes may be a violation of criminal and civil laws. Should such an attempt be made, the Sponsor reserves the right to seek damages to the fullest extent permitted by law.
6) Limitation of Liability
By entering the Sweepstakes you agree to release and hold harmless Ugami and its subsidiaries, affiliates, advertising and promotion agencies, partners, representatives, agents, successors, assigns, employees, officers, and directors from any liability, illness, injury, death, loss, litigation, claim, or damage that may occur, directly or indirectly, whether caused by negligence or not, from (i) such entrant’s participation in the Sweepstakes and/or his/her acceptance, possession, use, or misuse of any prize or any portion thereof; (ii) unauthorized human intervention in any part of the Sweepstakes; (iii) electronic or human error in the administration of the Sweepstakes or the processing of entries; (iv) technical errors of any kind, including but not limited to the malfunction of any computer, cable, network, hardware, or software, or other mechanical equipment; (v) the unavailability or inaccessibility of any transmissions, telephone, or Internet service; (vi) printing errors; (vii) lost, late, postage due, misdirected, or undeliverable mail.
7) Disputes
These Sweepstakes are governed by the laws of the United States, without respect to conflict of law doctrines. By participating in these campaigns, you agree that any and all disputes that cannot be resolved between the parties, and causes of action arising out of or connected with these campaigns, shall be resolved individually, without resorting to any form of class action, exclusively before a court located in the United States having jurisdiction. Further, in any such dispute, under no circumstances shall You be permitted to obtain awards for, and hereby waives all rights to, punitive, incidental, or consequential damages, including reasonable attorney’s fees, other than actual out-of-pocket expenses (i.e. costs associated with entering the Sweepstakes). You further waives all rights to have damages multiplied or increased.
7) Winners List
To request a copy of the winners list, please contact the Sponsor. Requests must be sent within four (4) weeks of the end of the Entry Period. The Sweepstakes is in no way sponsored, endorsed, administered by, or associated with Facebook, Twitter, Instagram,YouTube, Reddit, or any other social networks that are used to share the Sweepstakes. You understand that you are providing your information to the owner of the Sweepstakes and not to Facebook, Twitter, Instagram, Snapchat, YouTube, Reddit, Pinterest, LinkedIn, or any other social networks.
8) Winners List
To request a copy of the winners list, please contact the Sponsor. Requests must be sent within four (4) weeks of the end of the Entry Period. The Sweepstakes is in no way sponsored, endorsed, administered by, or associated with Facebook, Twitter, Instagram, YouTube, Reddit, or any other social networks that are used to share the Sweepstakes. You understand that you are providing your information to the owner of the Sweepstakes and not to Facebook, Twitter, Instagram, Snapchat, YouTube, Reddit, Pinterest, LinkedIn, or any other social networks.
9) Acceptance of Rules
By participating in the Sweepstakes, you have affirmatively reviewed, accepted, and agreed to all the Official Rules, Terms, and Conditions.