What is my deposit, spending, and ATM limits?
March 15, 2022
You may make deposits into your Account using any of these methods described below. We do not charge you any fees for making deposits.
| Limitations for Your Account | ||
|---|---|---|
| Deposit Method | Standard Account | Accounts with Boosted Debit |
| Direct Deposit* | No limits | No limits |
| Internal transfers between eligible accounts managed by the Program Partner | No limits | No limits |
| ACH transfers to your Account from a linked bank account with another institution** | $2,500/day
$15,000/month |
$5,000/day
$20,000/month |
| Cash deposit at in-network ATM | $1,000/transaction $2,000/day You can use your debit card to make deposits at in-network ATMs. You can identify an in-network ATM by looking for the Allpoint logo on or near the ATM. You cannot make cash deposits at out-of-network ATMs. | $1,000/transaction $2,000/day You can use your debit card to make deposits at in-network ATMs. You can identify an in-network ATM by looking for the Allpoint logo on or near the ATM. You cannot make cash deposits at out-of-network ATMs. |
| * The recipient’s name on any direct deposit or ACH transfer must match the name on the Account or the deposit may be returned to the originator. ** You may transfer funds between your Account and another bank account. The linked bank account must be located in the United States. | ||
You may withdraw funds up to the amount of your Available Balance in your Account using any of the following methods.
| Limitations for Your Account | ||
|---|---|---|
| Withdrawal Method | Standard Account | Accounts with Boosted Debit |
| Internal transfers between eligible accounts managed by the Program Partner | None | None |
| ACH transfers from your Account to a linked bank account at another institution* | $2,500/day
$15,000/month |
$5,000/day
$20,000/month |
| ACH transfer to a merchant or other third party you authorize to withdraw from your Account using your routing number and account number | None | None |
| ATM withdrawals | $520/day | $770/day |
| POS transactions and other transactions at merchants using your debit card | $2,500/day | $3,500/day |
| * You may transfer funds between your Account and another bank account. The linked bank account must be located in the United States. | ||