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When would my deposited funds become available?

  March 15, 2022

It is our policy to make deposits made to your Account each business day available for withdrawal according to the table below. The end of the business day is referred to as the “deposit cut-off time”. If you make a deposit before our cut-off time on a business day that we are open, we will consider that day to be the day of your deposit. However, if you make a deposit after our cut-off time or on a day, we are not open, we will consider the deposit to be made on the next business day that we are open.

If you make a deposit via… The cut-off time is… And those funds are available…
Internal transfer between two Accounts you have with us N/A Immediately
Direct deposit 3:00 PM ET Same business day
Cash deposit at in-network ATM 3:00 PM ET Next business day